| Bank of New Zealand
Bank of New Zealand was founded in 60s years of XIX century. Today it is a subsidiary of Australia Bank Group of companies. Over 5 000 people work here in New Zealand. The top management is located in Wellington and Auckland. It has a network of 180 stores in New Zealand. This bank works with companies, institutions and peoples, especially farmers and agricultural businessmans. It helps its client to dissolve their problems and satisfy the financial requirements. The aims of the bank, which are declared by its management, is to help the development of business, to create new jobs and sustain the families. The telephone of call-center is 0800 275 269 (or +64 4 924 2424 from overseas). Also the clients can communicate with bank in Internet by means of facebook and twitter. If some problems arises, clients can use the help of banking ombudsman. This is absolutely free of charge. Bank offers transaction accounts and saving accounts for its individual clients. There are following transaction accounts: «Total money», «Smart Money», «My money» and «Ready money». The account «Total money» allows the clients to combine all the accounts, that they have, using this accounts for different aims. The interest rate is 1.50% when the balance is less than $100,000 and 3.00% when the it is more than this sum. The monthly fee is $10.00. The overdraft established fee is $30.00. The account «Smart Money» is made for the adults under 30 years old. For these clients there is no monthly fee. The manual transaction fee is 75 cents, and electronic transaction fee is 35 cents. The fee of overdraft is $30.00. Account «My Money» allows not to pay any credit balance interest rates, the monthly base fee is $5.00, overdraft established fee is $30.00. Account «Ready money» is useful when the client wants to withdraw the sum, more than balance. There is no credit balance interest rate and the monthly base fee is $3.50. Manual transaction fee is 75 cents and electronic transaction fee is 35 cents. Overdraft established fee is $30.00. There are following saving accounts: «Rapid save», «Total money» and «Achiever savings». Account «Rapid save» has not any fees. The credit interest rate is 1.05% (base rate) and 2.5% bonus rate. Account :Total money» allows clients to make account for all members of their family. The credit balance interest rate is 1.5% when the balance is less than $100.000 and 3.00% when it is more than this sum. The monthly fee is $10.00. Overdraft fee is $30.00. Account «Achiever savings» allows to get bonus every month. The credit interest rate is 0% (base rate) and 1.00% (bonus rate), when the balance is less than $1,000, and if the balance is more then $1,000 than base interest rate is 0.25% and bonus rate is 1.00%. The monthly fee is absent, and fee of electronic transactions is $2.50. The students can open a Campus Pack account and get a free Student Card. It allows to save $20 and get discount for fast food, movies, power bills, clothes and taxis. A limit of this credit card is $500 and interest-free overdraft is $2,000. There are no any credit balance interest rates and monthly fee. Account «Graduate pack» is made for those clients who begins the carrier. The credit limit is $2,000 and there are no any monthly fee and credit balance rates. Manual and electronic transactions are absolutely free of charge. Account «Dynamic money» is made for clients younger than 19 years old. The credit balance interest rates is 2.25%. There are no any additional fees for electronic, manual transactions and m monthly based fees. The interest is paid every month, and if the money are not spent, the balance grows. Also the bank offers some insurance programs: home insurance, content insurance and vehicle insurance. The clients may be covered from sickness and earthquake, protect their auto, lands, travel and tenants. Foreign citizens can also be clients of this bank and open account. They don't need to present the copies of ID documents before arriving to New Zealand. They can make an application online using the bank's official website from any country of the world. When they move to New Zealand, all necessary documentation will be complete and account will be activated. CommentsAdd comment |
I received niocfiiatton today that I would be receiving a refund. If you get a notice, you are entitled to a refund. The dates were from Feb, 2005 Aug 2010.. If you didn't have quite enough funds to cover all the checks or debits that came in, they would pay the big check, then send all the little ones back, resulting in a $25.00 fee for each one. Instead of paying all the little ones and mabye having one fee of $25.00. They also would run checks through first, on the SAME day a deposit came in, then claim that the checks are usually processed first..???? I worked at a bank for 8 years.. It does NOT work that way Check your bank records You may be entitled to a refund